EAM Home arrow FAQs
FAQs EquityAccess Mortgage

A list of EquityAccess Mortgage mobile, manufactured home loans and refinance FAQs.
Do you have loan programs for first time home buyers?
Do you have programs for individuals with prior credit problems?
What documents will I have to provide during the loan process?
Will I receive in writing an estimate of my closing costs including points, fees, etc.?
No older than a 1976 model (Post-HUD).
How old can a home be to qualify for a manufactured home loan with EquityAccess?
Would a loan made by your company be assumable?
Is there a charge to apply for a loan with EquityAccess?
I would like a rate quote prior to applying. Is this possible with your company?
Does EquityAccess have loan programs for single section homes (singlewides)?
Do you have manufactured home loan programs for situations when the land is not included in the loan
Are there any prepayment penalities on your loan programs?
Why is it so difficult to find someone willing to provide a loan for a manufactured home?
How many years can I finance my manufactured home?
How much down payment is required on your manufactured homes purchase loan program?
How much will closing costs be for a loan to purchase a manufactured home?
Vanderbilt Mortgage is my lender, can I refinance my home with EquityAccess Mortgage?
21st Mortgage is my lender, can I refinance my home with EquityAccess Mortgage?
How much will it cost to refinance my manufactured home with EquityAccess?
How much cash will I need to purchase a home?
What does my mortgage payment include?
How do I know which type of mortgage is best for me?
What is the difference between a fixed-rate loan and an adjustable-rate loan?
How do I know how much house I can afford?

EquityAccess Mortgage, Inc
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